Roth Ira Married Filing Jointly 2024. The income limit for contributing to a roth ira in 2024 kicks in once an individual’s modified adjusted gross income hits $161,000, or $240,000 for married. Contributions begin phasing out above those amounts, and you can't put any money into a roth ira once your income reaches $161,000 if a single filer or $240,000.
You file single or head of household and. The roth ira contribution limit for 2024 is $7,000, or $8,000 if you’re 50 or older.